Addie's Getting A Dental

[_whits_]

I know it's not feasible for everyone financially, but Addie's insurance offers an optional wellness plan that has now repaid me for $650 of her dental (we live in the D.C. area so everything costs more than many other places in the country). I just got the insurance last month and the dental has already made the extra wellness plan worth the cost of the plan.

It's not an endorsement of a particular plan but for reference Addie has Embrace Pet Insurance and their extra wellness plan. I've found it very easy to navigate and my research showed more coverage at a better cost in my particular situation, and they are one of the few companies I've found that offers wellness coverage (for routine care). They also offer a healthy pet reward, where the deductible goes down for ever year Addie doesn't have an accident or injury (wellness claims don't count against the reward). Like I said, not an endorsement, but I found the search for pet insurance confusing and overwhelming, so I thought I'd mention what has worked for me and why.

Also, (and it's a little late for me to mention this!) February is National Pet Dental Health Month (https://www.avma.org/Events/pethealth/Pages/February-is-National-Pet-Dental-Health-Month.aspx) so a lot of veterinary practices offer a dental discount this month. Addie's vet offers the Feb discount as long as you get your dental w/in 30 days of getting a February estimate. 

Edited February 22, 2016 by _whits_

[_whits_]

Good luck to Elsie, Dempsy, Echo, Stella, Granger, and Dundee! Hope to see lots of shiny white teeth soon! 

[Sam I Am]

I would not be without insurance either Whits! I use Trupanion and they also have a wellness package. I must say it certainly has paid off in our case also and of course knowing I never have to say no I can't afford that especially in a emergency situation. 

[Dempsy's Mom]

I will have to look into it again.  What happens when you adopt and there are preexisting health problems?  Will they take them?  Thanks for the info anyway.

[Sam I Am]

I don't know of any insurance companies that will address pre existing issues, but you never know. Google around. Like I said I am very happy with our company. Pretty sure Trupanion will insure older pets. What I like is that you can change your deductible .

[_whits_]

12 hours ago, Dempsy's Mom said:

I will have to look into it again.  What happens when you adopt and there are preexisting health problems?  Will they take them?  Thanks for the info anyway.

With Addie's insurance, as far as I know, routine dental care (teeth cleaning and extractions) is covered under a wellness plan that doesn't take into account the presence of pre-existing conditions. Also, her insurance only takes into account the time during which you've had the dog. Like Terrier Lover said, look around. 

[_whits_]

Addie's insurance, since I waited almost 5 years to get it, won't cover treatment for the allergies she's developed in the last year. But it will cover most other illnesses and injuries.